ACA? To me that is A Current Affair, an Australian "current affairs" programme (which is really just about dodgy plumbers and pushing deals from sponsors).
To Americans, that's the Affordable Care Act, what the Republicans have painted as "Obamacare."
I'm just going to assume that you (Gillianren) have far more horror stories to tell than I ever could possibly come up with. And because this is the kind of money that fuels politics, politicians have no incentive to eliminate their friends' (questionable) livelihoods.
Oh, my, yes. I'm going to limit it to two for now.
1. I cannot get my flu shot at the pharmacy. I have to go in to my doctor's office. This is despite the fact that my doctor is in an overworked clinic where it takes literally weeks, most of the time, to get an appointment because they're about the only place in my area that takes people with my insurance. You know, people
on disability?
2. When Irene was in the NICU, some of her care was provided by my insurance company and some of it was provided by Graham's. Because we aren't married, we don't have the same coverage, though he had the same low-cost care I did on the grounds of also being poor. There's one bill that got charged to the wrong insurance company. We are
still trying to deal with that, and right now, they are telling us to
fax in an image of her insurance card, because of course everyone has access to a fax machine during a pandemic, and we can't just scan it like real people, or send in a photo, because they gave us a fax number and can't accept it by e-mail.